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Smart and simple just like online banking

Simple, transparent sending and receving.
No hidden fees and free overdrafts.

Pay where you want, when you want, how you want

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PayTHOR: Payment Orchestration Platform

PayTHOR unifies the complex world of digital payments. We help businesses connect to banks, PSPs, and alternative payment methods through a single, developer-friendly API — making global payments simpler, faster, and more transparent.

We are a complete ecosystem, not just a payment gateway.

 

Our Story

PayTHOR was born from a simple question:
Why should connecting to multiple banks and payment providers be so hard?

Backed by EticSoft, a trusted software company with 20+ years of fintech experience, PayTHOR was created to end payment fragmentation.After years of building secure integrations for leading banks and enterprises, our team saw the need for a unified orchestration layer — one that empowers every business, big or small, to manage all payment services from one place.

 
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Security

PCI DSS compliance, enterprise-grade infrastructure.

 
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Innovation

Always evolving to meet tomorrow’s payment challenges.

 
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Transparency

No hidden costs. Clear communication and open pricing.

 
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Scalability

Built to grow with your business, from startup to enterprise.

 

What We Do?

PayTHOR connects your business to every major bank and PSP through a single API — giving you full control over how payments move, succeed, and scale.
1

Orchestrate Every Payment:

Integrate once, connect to all gateways — manage cards, wallets, and alternative methods from one place.
2

Smart Routing & Aggregation:

Automatically choose the best path for each transaction to boost success rates and reduce costs.
3

Thorbo AI Fraud Protection:

AI-powered defense that learns from patterns to block risky transactions before they happen.
4

Unified Reporting & Insights:

See every transaction, refund, and settlement in real time with clear analytics and exportable reports.
5

White-Label Ready:

Launch your own branded payment ecosystem with PayTHOR’s enterprise infrastructure.
+20

Years
Fintech Experience
100%

Uptime
Guarantee
50000

Merchants
Served Worldwide
40+

Payment
Systems Integrated
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Meet our team

A powerful nine-member core team driving PayTHOR’s vision. Backed by two decades of proven fintech experience, we deliver fast integrations and bank-grade solutions built to scale globally.

 
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Mahmut Gulerce, PhD
Founder & CEO
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İrem Sude Uslu
Product Director
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Nazmi Aytekin
Business Director
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Dogukan Kurt
Chief Technology Officer
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Fahrettin Riza Ergin
Team Lead
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Ahmet Kaan Ozgur
Product Designer
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Serenay Akkoc
Data Scientists
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Ugur Onur Urhan
Chief Advisory Officer
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Contact with us

Ready to unify your payments or explore a white-label partnership?